Apply for a used car loan in minutes
Cut your time at the dealership in half
When you get pre-approved online in advance. Just fill out the form below and follow the prompts. It’s quick, easy and secure.
Are you applying for financing for yourself, or jointly with a co-borrower?
Your time is valuable
Once you fill out the pre-approval form, one of our friendly sales associates will reach back out to discuss the results. They’ll provide you with all of the information you need to help you determine how much you can afford. Along with the best used car loan rates and loan terms as well.
Car financing 101
There are 3 main things you need to take into consideration when shopping for an auto loan. The interest rate, loan term and the amount the bank or credit union’s willing to allow you to borrow.
Know your options
You may be able to lower the interest rate by putting down a larger down payment. And you can always lower your payments by extending the length of the loan. Just remember, the longer the loan the more you’ll end up paying in the long run.
Things to keep in mind
If you’re a first-time car buyer with no credit or if you’re looking for a bad credit auto loan, chances are you’re going to have to settle for a slightly higher interest rate. But you can always refinance for a lower interest rate down the road.
Pre-approval ins & outs
Car financing made easy
Historically low interest rates
Let the shopping commence
Sign & drive
And you’re off…
Finance FAQs
Once I fill out the pre-approval form, how long will it take for a salesperson to get back to me?
During business hours, we typically respond within a few hours. If your need is urgent, please contact us directly at (603) 696-7800
Does my credit score affect my interest rate?
Yes. The higher your credit score the lower the interest rate. The lower your credit score, the higher the interest rate.
Will my past credit troubles prevent me from getting approved for a loan?
All credit is welcome, and we pride ourselves on being able to get 99% of all applicants approved.
What’s the difference between a soft credit hit and a hard credit hit?
A soft hit provides us with your credit score range and doesn’t affect your credit. A hard hit provides us with your exact credit score, the information needed to extend an offer which negatively affects your credit.